My experience working with Justin Montour at Elements Financial was an excellent one. The loan options that he was able to offer me not only matched what I was offered elsewhere but came with additional perks and benefits. As a first-time homebuyer, I knew very little about the ins and outs of applying for a home loan. Justin was thorough in his explanation of the process, available to answer questions as needed by email or phone call, quick to respond, and efficient in moving the process forward. He made sure I felt comfortable with each step of the process by letting me know what to expect ahead of time. I really appreciated being able to trust him with the details that I didn't fully understand knowing that he was taking care of everything. I would choose to work with him again without question!

Justin provides speedy, professional and outstanding service. We worked with him on two mortgages, and the process both times could not have gone more smoothly. We threw Justin a bit of a curveball after being advised to use an Arizona lender local to us, but on very short notice, he completed the entire process, saved us nearly $2,000 in overall closing costs and got us a better rate!